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Car finance calculator
Enter the amount, your deposit, the term and a rate you have been quoted to estimate your monthly payment, total repayable and total cost of credit. These figures are illustrative estimates, not quotes or offers of credit.
Your estimate
Estimated monthly payment£370.01
Amount financed£14,000.00
Total repayable£18,760.48
Total cost of credit£3,760.48
These figures are an illustrative estimate based on the details you entered, not a quote or an offer of credit. Actual rates and payments depend on your circumstances and the lender.
Explore your finance options
Credit broker, not a lender.
Checking your options uses a soft search with no initial impact on your credit score. A hard search may follow later, only with your consent.
Frequently asked questions
- How does this car finance calculator work?
- You enter the amount you want to finance, your deposit, the repayment term and a rate you have been quoted. The calculator estimates your monthly payment, total repayable and total cost of credit using a standard hire purchase repayment formula.
- Does this show your rates?
- No. This is an illustrative tool only. You enter a rate you have been quoted elsewhere. Trusted Car Finance is a credit broker, not a lender, and does not provide a rate on this page.
- What is total cost of credit?
- The total cost of credit is the difference between the total amount you repay over the term and the cash amount you financed. It represents the cost of borrowing, before any fees a lender may charge.
- Will using this calculator affect my credit score?
- No. This calculator is a simple estimate and does not run any search. Checking your options later uses a soft search with no initial impact on your credit score; a hard search may follow only with your consent.